Saturday 14 December 2013

Advantages of eWallet

In My Previous Post Now Book Rail Ticket Without any Worried through IRCTC eWallet  the information about How to Register and Payment Deposit in your IRCTC eWallet.

Windows App

In this Post We learn about Advantages of eWallet. How eWallet Helpful us. What Kind of Benefits available under this eWallet scheme.

1) Hassle free and secure transactions.
Example: We worried about bank/credit/debit cards details and pin security. But with this scheme we are ensure about the transaction security.

2) Precious booking time saved by eliminating payment approval cycle.
Example: At the Payment Gateway Page we select our option that after the relevant Gatway transfer the page and after done all password procedure again redirect page to IRCTC. In this process take much time and also chances of fail payment. through eWALLET by providing Transaction Password/ PIN Number that is required to be entered for every booking done through eWALLET.

3) Benefit of saving Payment Gateway charges per ticket.
Example: SBI Net banking charge Rs 10/- for Per transaction OR Other Charge More than 1.5% per Transaction. But the eWallet charge is very low.

4) Manage account online and top up online.
Example: As we maintain our bank account and checking every transaction statement. eWALLET that offers eWALLET Transaction history, eWALLET payment History & change transaction password options through your IRCTC Account.

5) Dependency on a specific bank is reduced, as when any of the provided banks go offline, you can still book tickets from your eWALLET account.
Example: Many times our Banking Payment Gateway are gone for maintenance. But through eWallet scheme you may still book your ticket.

6) In case of ticket cancellation, the due refund will be credited to your eWALLET Account next day.
Example: In bank transaction taking 2-6 days for refund but eWallet take very less time for this process.


There is only one limitation for eWallet is eWALLET facility will not be available from 8:00 AM to 12:00 PM.

I know it's very important timing for tatkal and Opening booking personal users, May IRCTC remove this limitation very soon.

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